3,847 People Bought Dubai Property While Living Abroad.You Could Be!
Buy UAE Property from Anywhere in the World
We Handle Everything Remotely
HOW IT WORKS
From Anywhere to Dubai Property Owner
Pre-Approval (100% Remote)
- ✓Video consultation (your timezone)
- ✓International income verification
- ✓Calculate your Dubai borrowing capacity
- ✓Get pre-approval letter
- ✓Start property hunting with confidence
Property Selection (Mostly Remote)
- ✓Agent sends property videos
- ✓Virtual tours
- ✓We vet properties for financing
- ✓You make offer remotely
- ✓Initial deposit + agreement
Mortgage Processing (100% Remote)
- ✓Final application submission
- ✓Bank review and approval
- ✓Property valuation coordinated
- ✓Updates via WhatsApp/email
- ✓Everything handled while you're home
Your UAE Visit (2-3 Days Only)
- ✓Fly to Dubai
- ✓Day 1: Sign mortgage documents
- ✓Day 2: Property handover + keys
- ✓Day 3: Setup utilities (optional)
- ✓Fly home
Exactly What You Need to Qualify
| Requirement | Minimum | Ideal |
|---|---|---|
| Monthly Income | USD 5,000 equivalent | USD 8,000+ |
| Down Payment | 40% of property value | 50% (better terms) |
| Age | 21 years minimum | 25-55 (prime) |
| Max Age at Maturity | 65 years | Under 60 preferred |
| Credit History | No major defaults | Clean record |
| Employment | 6 months minimum | 2+ years stable |
Documentation Checklist
Personal Documents
- • Valid passport (6+ months validity)
- • Home country ID or driver's license
- • Proof of address (utility bill showing overseas address)
- • Recent passport photos
Income Documents
- • Last 6 months bank statements (showing salary)
- • Last 3 months salary slips OR
- • Employment letter (company letterhead)
- • For business owners: Registration + 2 years financials
Financial Documents
- • Source of down payment proof
- • Last 2 years tax returns (some banks)
- • Assets and liabilities statement
- • Credit report from home country (if available)
Property Documents
- • Title deed or sale agreement
- • Property valuation (we arrange)
- • NOC from developer (if off-plan)
Get Started
Share your details and we’ll help you prepare your non-resident application and checklist.
WHAT MAKES NON-RESIDENT DIFFERENT
LOWER LTV
Non-Residents: 50-60%
Residents get 75-80%. You need AED 800K-1M down on AED 2M property.
HIGHER RATES
4.75% - 6.25%
Banks see more risk (legal jurisdiction, currency). Residents pay 4.25% - 5.49%.
DIFFERENT DOCS
Overseas Proof
Must provide home country employment/bank docs. Challenge is formatting & translation.
MOSTLY REMOTE
90% Remote
Only one 2-3 day visit required for final signing and key collection.
COUNTRIES WE FINANCE
Also Financed: South Africa, Philippines, Singapore, Hong Kong, Japan, Malaysia, and 11+ more.
What matters more than nationality: Income stability, source of funds, credit history, and property type.
NON-RESIDENT SUCCESS STORIES
London to Dubai Marina Without Ever Visiting
Emma, Marketing Director, London
Challenge:
Wanted Dubai investment property but couldn't take time off for multiple trips. Concerned about international money transfers and legal complexity.
Solution:
Remote video consultation, pre-qualified before property search, agent showed properties via live video, offered remotely, we coordinated everything, Emma flew in for 48 hours only.
Result:
- →AED 1.8M property, 50% down
- →Approved at 5.25%
- →9 weeks from first call
- →Emma in UAE for 2 days only (signing + keys)
- →Rented at 7.2% yield
- →She visited her apartment for first time 6 months later
Mumbai Investor Secured 60% LTV (Rare for Non-Residents)
Rahul, Business Owner, Mumbai
Challenge:
Wanted AED 4.5M Palm Jumeirah villa. Standard non-resident LTV: 50%. Needed higher leverage to preserve capital for other investments.
Solution:
Positioned as high-net-worth portfolio investor. Showed India property portfolio (4 properties), business revenue AED 12M annually, large liquid assets. Found bank that values investors.
Result:
- →AED 4.5M villa
- →60% LTV (AED 2.7M loan) vs standard 50%
- →Saved AED 450K for other investments
- →5.45% fixed for 5 years
- →Family uses 8 weeks/year, rents rest at AED 45K/month
- →Positive cash flow even with mortgage
Chinese Investor: 3 Properties, All Financed Simultaneously
Wei, Entrepreneur, Beijing
Challenge:
Experienced investor wanted three Dubai apartments (AED 1.5M, AED 2.2M, AED 1.8M). Thought he could only finance one at a time as non-resident.
Solution:
Portfolio financing approach. Submitted all three simultaneously to different lenders. Showed global portfolio (23 properties, 5 countries). Strong cash flow and liquidity. Staggered closings by 30 days.
Result:
- →All three approved
- →Total: AED 5.5M purchased with AED 2.75M financed
- →Average rate: 5.65%
- →All rented within 60 days
- →Combined yield: 8.1%
- →Portfolio value up 18% in 2 years
CURRENT NON-RESIDENT RATES
Unlock once to view live EIBOR and non-resident indicative ranges.
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FAQ's
Can I get UAE mortgage without visiting?
Almost. Pre-approval and entire process happen remotely. You must visit once for 2-3 days for final signing and key collection.
Do I need UAE bank account?
Some banks require it for mortgage payments. Others accept international transfers. We recommend opening one anyway for rental income and property expenses. Many UAE banks allow remote account opening.
What if my income is in different currency?
Not a problem. Banks convert to AED equivalent. Accepted currencies: USD, EUR, GBP (most preferred), AUD, CAD, INR, PKR, CNY, most major currencies.
Can I use rental income to qualify?
Future rental income: Usually not counted for first property. Existing rental from other properties: Sometimes included if proven with 2+ years contracts.
Should I buy off-plan or ready property?
For non-residents, we recommend ready property. Lower risk, immediate rental income, easier financing, can actually inspect. Off-plan requires more trust since you can't monitor construction.
How do I manage property from abroad?
Property management companies handle everything: Tenant finding (one month rent fee), monthly management (5-8% of rent), maintenance, utilities, inspections, compliance. We can introduce 4-5 reputable companies.
What about taxes in my home country?
UAE has no property tax. But consult tax advisor in your country about foreign property ownership implications. Each country has different rules.
Ready to Own Dubai Property from Wherever You Are?
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